Ref Finance

Spot DEX (AMM)
$REF · Founded 2021 · ref.finance ↗
Price n/aNot available
Visit Ref Finance ↗
★★★★★★★★★★
72/100dexwatch score · Solid

Ref Finance is a Spot DEX (AMM) on NEAR.

Key metrics

24h volume
$20.0M
7d volume
$128.0M
Total value locked
$45.0M
Open interest
n/a
Active addr · 30d
n/a
Market share
n/a
Market cap
n/a
Maker / taker fee
0% / 0.2%
Max leverage
Trading pairs
420

Overview

Ref Finance is a spot dex (amm) that runs on NEAR. It handles roughly $20.0M in 24-hour volume with $45.0M in total value locked, charging a taker fee of 0.2% for spot swaps with no leverage. Founded in 2021.

A detailed editorial pros & cons breakdown, security score and audit history for Ref Finance are not available yet — the figures above are an approximate public snapshot. We add full profiles over time.

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Non-custodial — connect your wallet and you stay in control of your funds.

NEARSpot DEX (AMM)
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Frequently asked about Ref Finance

Is Ref Finance safe to use?
There is no published dexwatch security score or audit list for Ref Finance in our dataset yet, so we mark that as not available. Like other decentralized exchanges it is non-custodial, meaning you keep control of your funds in your own wallet. Always do your own research before trading.
What are the trading fees on Ref Finance?
Ref Finance charges a maker fee of 0% and a taker fee of 0.2%.
Does Ref Finance offer leverage or perpetuals?
No. Ref Finance is a spot dex (amm) focused on spot swaps, with no leverage. If you want leveraged perpetual trading, compare the perp DEXes ranked on dexwatch.
Which blockchains does Ref Finance support?
Ref Finance operates on NEAR.

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Approximate snapshot from public trackers — figures move constantly and are for reference only, not financial advice. Updated May 30, 2026.